How We Work
At Jigsaw Finance, we’ve designed our process to be straightforward and flexible. You work the way that suits your business, backed by genuine motor trade expertise and a dedicated account manager who knows your dealership.
Working Together Made Simple
At Jigsaw Finance, we’ve designed our process to be straightforward and flexible. You work the way that suits your business, backed by genuine motor trade expertise and a dedicated account manager who knows your dealership. From day one, you’ll have one dedicated account manager, not a call centre, not a different person every time. One person who knows your stock, understands your business, and is always there when you need them. They’ll get you set up, keep you updated throughout each application, and help solve any challenges that come up.
Submit Applications Your Way
We know every dealership works differently, so we’ve built flexibility into how you can work with us. Our Optimus point of sale system is a web-based platform designed specifically for car dealers. You can build finance proposals, calculate HP, PCP and Lease Purchase illustrations to show your customers, then submit applications and track progress in real-time. It’s especially useful for dealerships that want everything in one place.
Already using a dealer management system like Dealtrak, Codeweavers, or AutoConvert? We connect directly with these systems so you can send applications straight from the software you’re already using. No double-handling, no logging into multiple platforms.
For dealers who want to capture online applications, we can add finance calculators to your vehicle pages so customers can work out monthly payments and apply directly from your website. We also offer white-labelled application forms that match your brand—hosted by us but looking like yours. Add them to your website with a simple link, or use them in email campaigns without needing expensive development.
If you’ve built your own system, our tech team can help connect it directly to ours. And if you prefer to keep things simple, just call your account manager or send over customer details by email. We’ll handle the application from there.
We Search Our Panel
Once we receive an application, we search across over thirty funders covering prime, near-prime, non-prime and business customers. Decisions typically come back quickly, often within minutes for straightforward cases. But here’s what sets us apart: every deal is also reviewed by a real person with motor finance experience. That means complex cases get the proper attention they deserve, and opportunities aren’t lost to automated declines.
Our panel includes exclusive lenders you won’t find elsewhere. One funder has no vehicle criteria at all, assessing purely on customer profile, so age, mileage, and vehicle type don’t automatically kill a deal. Others provide market-leading residual values that make your PCP deals more competitive on the forecourt. That breadth gives you better approval rates and the ability to say yes to more customers.
Clear Communication and Completion
Your account manager keeps you informed every step of the way. If the lender needs additional information, you’ll know straight away. If there’s a challenge, you’re speaking to someone who understands your business and can help find a solution. Once approved, we handle the documentation and work with the lender to move everything smoothly through to completion. That means less time on admin and more time on the forecourt doing what you do best.
What You Can Expect
Higher approval rates, fewer unnecessary declines, and genuine partnership with people who care about your dealership’s success. That’s 25 years of motor trade experience combined with technology that supports your business rather than complicating it.